Saw Mill Close, Great Harwood

Full description

Solo Homes in partnership with Progress Housing are delighted to offer a selection of three bedroom semi-detached and terraced homes on the Britannia Mews development by Keepmoat Homes.  Nestled in historic Great Harwood, this development is only a 5 to 10 minute walk away from schools, supermarkets and town centre amenities. It's also only a short drive to Blackburn, Preston, Accrington and Manchester.  This development features a range of three bedroom family homes available to purchase from 40% on a shared ownership basis.

-  3 bedrooms with en-suite to master and family bathroom

-  Contemporary kitchen diner with French doors to the rear garden with some integrated appliances

-  Spacious lounge

-  Downstairs cloakroom

-  Floor coverings to kitchen, bathroom and cloaks

-  2 car parking spaces

-  Turfed and fenced rear garden

-  Secure with a refundable deposit of £350

-  Shares available from 40% to 75% dependent on affordability

-  Full ownership available in the future

Get on or stay on the housing ladder with a 5% deposit from as little as £3900 based on a 40% share of one of our beautiful 3 bed semi-detached homes.

Multiple plots available to reserve now:

The Kensington - 3 bed semi-detached - current full market value £195,000 available from 40% (£78,000)

The Kendal - 3 bed end terrace and semi-detached - current full market value £180,000 available from 40% (£72,000)

Shared Ownership - How it works and how you start the application process

Shared Ownership allows you to buy a share in a new home, ranging from 40% to 75%, depending on what you can afford. Progress Housing will own the remaining share and you pay a reduced rent on that share. This means that you will need a smaller deposit and mortgage than if you bought a property outright. Generally, you are able to buy a bigger property than you may otherwise be able to afford.

You can buy more shares as and when you can afford them - this is called staircasing - and as you buy more shares, you will pay less rent. You can eventually own 100% of the property if you want to, at which point you will pay no rent at all. Your monthly payments could be less than renting privately.

The current service charge is approx. £30pcm and is payable for maintenance of any common areas and to cover buildings insurance.

As a homeowner, you will be responsible for the maintenance and repairs on your home. However, as it is a new build your property comes with a 10 year NHBC guarantee and many of the appliances will have a 2 year manufacturer's guarantee giving you peace of mind.

Progress Housing will undertake an initial affordability assessment with you and can provide details of Independent Financial Advisors who can assist with obtaining a mortgage.

Detailed below is an indication of the price of various shares and the rent payable on the unpurchased equity:

Price & Rent Calculator - 3 bed semi-detached house (plots 1, 2, 12, 13, 28, 29, 49, & 50) with an open market value of £195,000:

40% share price £78,000 and rent of £268.13pcm

45% share price £87,750 and rent of £245.78pcm

50% share price £97,500 and rent of £223.44pcm

60% share price £117,000 and rent of £178.75pcm

75% share price £146,250 and rent of £111.72

N.B. Photos are for illustrative purposes only, more photos coming soon.

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