Foxtail Drive, Preston

Full description

Tenure

Leasehold

Within 9 miles of Blackpool and Preston Centres and 10 minutes drive from the M55 Blackfield Green is an excellent base for travel throughout the North West. Wesham Station 3.5 miles away offers frequent services to Preston for onward journeys to Manchester. Preston also provides high speed trains to London and Glasgow on the West Coast line. Warton Village is a ten minute stroll away providing all essential amenities whilst nearby Lytham provides a  good range of independent shops and great pubs and restaurants. Come and visit enter Sat Nav PR4 1TN.

The property specification at a glance:
 

-  2 double bedrooms including en-suite to the  master
-  Good sized single bedroom 
-  Open plan Kitchen/Diner with patio doors leading  to garden
-  Dual Aspect Lounge
-  Downstairs cloakroom
-  Floor coverings throughout
-  Double driveway
-  Secure with a refundable deposit of £350
-  Shares available from 40% to 75% dependent on  affordability.
-  Full ownership available in the future 


Kitchen
A stylish range of fitted units and extensive work surfaces, spotlight bar, integrated stainless steel, oven and hob chimney hood and splash back to hob.
 
Bathrooms, Cloakrooms and En-suites
Contemporary white sanitaryware and chrome fittings stylish porcelanosa tiles.

Flooring
Vinyl in kitchen, bathroom and cloakroom.  Carpet in all other areas.

Exterior
Close boarded fencing, driveway for 2 cars, turfed front and rear gardens.
 
General Features
TV and telephone points in living room and master bedroom

Aerial cabling provided

Smoke Detectors

Gas fired condensing boiler

NHBC new homes warranty

Double glazing


Shared Ownership - How It Works And How You Start The Application Process.

Shared Ownership allows you to buy a share in a new home, ranging from 40% to 75%, depending on what you can afford. Progress Housing will own the remaining share, and you pay a reduced rent on that share.  This means that you will need a smaller deposit and mortgage than if you bought a property outright.  Generally you are able to buy a bigger property than you may otherwise be able to afford.

You can buy more shares as and when you can afford them - this is called Staircasing - and as you buy more shares, you will pay less rent. You can eventually own 100% of the property if you want to, at which point you will pay no rent at all  Your monthly payments could be less than renting privately.   

A service charge of £22.75pcm is payable for maintenance of any common areas and to cover buildings insurance.   

As a home owner, you will be responsible for the maintenance and repairs on your home. However as it is a new build your property comes with a 10 year NHBC guarantee and many of the appliances will have a 2 year manufacturers guarantee giving you peace of mind.

You can apply to buy one of these homes by filling in an online application form on the Help to Buy North West website where the properties are
listed.  www.helptobuyagent1.org.uk/

Progress Housing will undertake an affordability assessment with you and can provide details of Independent Financial Advisors who can assist with obtaining a mortgage.


Detailed below is an indication of the price of various shares and the rent payable on the unpurchased equity.  

Full OMV £190,000

40% share = £76,000  Rent on % share pcm  = £261.25  
      
50% share = £95,000    Rent on % share pcm  = £217.71  

60% share = £114,000 Rent on % share pcm = £174.17   
         
75% share = £142,500 Rent on % share pcm  = £108.85  

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