3 bedroom semi detached property for sale

Aspen Close, Strawberry Fields, Kendal

Shared ownership£99,000

Bedrooms
3 bedrooms
Bathrooms
1 bathrooms
 

Description

Key features

Full description

Tenure
Leasehold

Solo Homes are pleased to bring to the market four 3 bed semi-detached homes built by local developer Oakmere Homes. The properties are on their highly successful Strawberry Fields development and the homes will be available on a part buy part rent basis for those living or working locally.  The properties are finished to an excellent standard and provide gardens and off street parking in a great location.

Strawberry Fields enjoys the famously scenic surroundings and numerous lifestyle attractions which characterise the popular South Lakeland locality. Nestled in an area of outstanding natural beauty between two unique National Parks and close to the many amenities of Kendal centre, Strawberry Fields benefits from the best of town and country. Adjacent to open countryside, with panoramic views across the fells, the development is an ideal commuter base, just 2 minutes' walk from Oxenholme Railway Station with it's West Coast Main Line links to Manchester, Birmingham, London, Carlisle, Glasgow and Edinburgh.  The M6 is only 10 minutes' drive away, providing fast connections to leisure destinations and commercial centres, including Penrith and Carlisle to the north and Lancaster to the south. The area also provides excellent schools.

-  Available on a shared ownership basis from 40% (price shown based on a 45% share) to applicants with an annual houshold income not exceeding 80k

-  Priority to first time buyers, downsizers, buyers purchasing again following relationship breakdown and those selling a property to move into more appropriate housing 

-  Local Connection Criteria applies
These lovely 3 bed family homes available on a shared ownership basis comprise. Entrance Hall with ground floor wc, good sized lounge and attractive kitchen diner to the rear with patio doors affording access to the rear garden. To the 1st floor are two double bedroom and a further good sized single along with a family bathroom.  Externally the property benefits from a block paved driveway for 2 vehicles.

Shared Ownership - How It Works And How You Start The Application Process.

Shared Ownership allows you to buy a share in a new home, ranging from 40% to 75%, depending on what you can afford. Progress Housing will own the remaining share, and you pay a reduced rent on that share.  This means that you will need a smaller mortgage to buy the property, and will also need a smaller deposit. You can buy more shares as and when you can afford them - this is called Staircasing - and as you buy more shares, you will pay
less rent. You can eventually own 100% of the property if you want to, at which
point you will pay no rent at all*

A service charge of £30.00pcm (to be confirmed) is payable for maintenance of any common areas and to cover buildings insurance.  As a home owner, you will be responsible for the maintenance and repairs on your home. However as it is a new build your property comes with a 10 year NHBC guarantee and many of the appliances will have a 2 year manufacturers guarantee giving you peace of mind.

You can apply to buy one of these homes by filling in an online application form on the Help to Buy North West website where the properties are
listed.  www.helptobuyagent1.org.uk.

Progress Housing will undertake an affordability assessment with you and can provide details of Independent Financial Advisors who can assist with obtaining a mortgage.

Detailed below is an indication of the price of various shares and the rent payable on the unpurchased equity.

Price & Rent Calculator – Lowther 3 bed Semi prices from £220,000

40% share price £88,000 and rent of £302.50pcm
50% share price £110,000 and rent of £252.08pcm
60% share price £105,000 and rent of £201.67pcm
75% share price £131,250 and rent of £126.04pcm

Floor plans

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